For the Merchants
From click to cash–in minutes
What merchants need now is speed.
IDP moves funds in real time—no holds, no reserves, no delays. You deliver instant settlement and complete control of cash flow in one seamless flow.
How it works
Customer initiates payment
One-click checkout captures payment details and accelerates repeat conversions.
Real-time verification
Transactions are evaluated instantly, ensuring a frictionless process.
Instant settlement
Cleared payments hit the merchant account in real-time. No holds, no delay.
Where IDP leads
Immediate cash flow
Merchants get their money in minutes, not days, improving liquidity and operations.
Higher-conversion
One-click checkout improves conversion rates and repeat purchases.
More approvals
Fewer declines mean more completed transactions and more revenue.
For the merchant’s customer
A faster, more secure checkout
Built-in protection
Secure, real-time account verification with minimal friction.
Peace of Mind
Tokenized data safeguards sensitive customer data during every transaction.
Broad Acceptance
Up to 99.5% of Visa and MasterCard debit cards are eligible for instant settlement. Those that aren’t, automatically route through the merchant’s existing setup.